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ActiveSingle Family

$1,899,000

316 Grove St, Half Moon Bay 94019

Beds4
Baths4
Sqft1,603
DOM13
No Photos Available

AddressIntel AI Briefing

The optimal strategy is stealth density: primary + ADU, but the project is financially restricted by a high acquisition price relative to resale comps. High fire hazard and coastal zone zoning also impose substantial compliance costs.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (Half Moon Bay)

Parcel & Zoning Info

APN064222250
Official Lot Sqft4,083
Zoning CodeNO DATA ASSIGNED
SB 9 StatusLikely · up to 4 units
SB 9 Block Reasons No SB 9 disqualifiers found
Development Blockers
High Fire Zone Coastal Zone (CDP)
Unlock Pathways
Ministerial ADU Ministerial SB 9 Builder's Remedy SB 423 Streamlining Density Bonus
Entitlement RiskLow (10/100)

ADU Potential

Feasibility Score62/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage39.3%

Deep lot · Corner lot · ~50 ft frontage × 120 ft deep, room to set a detached ADU back from the street with a buffer, reads as a separate home. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score5/100
ClassBuilt out
FAR Utilization98% of allowed
Buildable Headroom+30 sqft

Existing home already uses most of the allowable floor area, little expansion headroom. Zoning allows roughly 1,633 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. City sets no explicit FAR (or is not individually curated); allowable area is a conservative estimate. Source: conservative default (0.40 FAR — city not individually curated) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

High
Elevated fire risk; impacts insurance cost and building materials.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Alvin S. Hatch Elementary

Cabrillo Unified

0.6 miles away
Middle School

Manuel F. Cunha Intermediate

Cabrillo Unified

0.7 miles away
High School

Pilarcitos Alternative High (Continuation)

Cabrillo Unified

0.7 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

30/100

Based on recent sales velocity and local demand in 94019.

Flippability Score

15/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

1%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

We don't hold this jurisdiction's floor-area rule, so the default builds to roughly 1,633 sqft from a conservative 0.40 FAR approximation, a starting point and not a zoning answer. Check the local code before you rely on it.

Median of 12 recent single-family sales in Half Moon Bay (94019): $871/sqft, plus 5% because new houses sold at a median 1.07x their comps across 239 real rebuilds. Sized within 25% of the 1,600 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Interest on the purchase price for the whole project plus half the build budget, since construction draws ramp up. The default is 7% over 33 months, the median purchase-to-sale time of 239 real Peninsula and South Bay rebuilds. Set the rate to 0 for a cash purchase, or use your own lender's terms.

Hard Costs$880,000
New Build1,600 sqft
Total Capital Required$2,954,000
Estimated Resale (ARV)$1,464,000
Cost of Sale (5%)-$73,200
Carry (33mo @ 7%)-$467,101
Net Proceeds$923,699

Projected Profit

-$2,030,301
-68.7% ROI

Warning: Project is mathematically underwater.

Recent Comparables (Half Moon Bay 94019)

Sized to the modelled 1,600 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

424 Lee Ave

Sold
$1,350,000
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$/Sqft: $794

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140 Palm Beach Ave

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261 Coral Reef Ave

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