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ActiveSingle Family

$1,250,000

21400 Bertram Rd, San Jose 95120

Beds2
Baths1
Sqft1,020
DOM13
No Photos Available

AddressIntel AI Briefing

The massive, low-coverage lot presents an intriguing target, but the optimal play is limited to stealth density: primary + ADU + JADU. Severe environmental blockers—specifically high fire hazards and landslide zones—will trigger rigorous geotechnical reviews and obstruct an SB 9 lot split. However, the low acquisition price relative to neighborhood comps makes it a compelling, albeit high-risk, play.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (San Jose)

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Parcel & Zoning Info

APN58318033
Official Lot Sqft20,038
Zoning CodeRR-h1
SB 9 StatusLikely · up to 4 units
SB 9 Block Reasons No SB 9 disqualifiers found
Development Blockers
High Fire Zone Landslide
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus AB 1033 (sell ADU as condo)
Entitlement RiskLow (6/100)

ADU Potential

Feasibility Score96/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage5.1%

Flag / irregular · Corner lot · ~233 ft frontage × 332 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Hazard Snapshot

Flood Zone

D
Special flood hazard area; insurance may be required.

Fire Severity

High
Elevated fire risk; impacts insurance cost and building materials.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Graystone Elementary

San Jose Unified

2.6 miles away
Middle School

Bret Harte Middle

San Jose Unified

2.8 miles away
High School

Leland High

San Jose Unified

3.1 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

76/100

Based on recent sales velocity and local demand in 95120.

Flippability Score

70/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

10%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Median of 12 recent single-family sales in San Jose (95120): $965/sqft, plus 5% because new houses sold at a median 1.07x their comps across 239 real rebuilds. Sized within 25% of the 1,500 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Interest on the purchase price for the whole project plus half the build budget, since construction draws ramp up. The default is 7% over 33 months, the median purchase-to-sale time of 239 real Peninsula and South Bay rebuilds. Set the rate to 0 for a cash purchase, or use your own lender's terms.

Hard Costs$825,000
New Build1,500 sqft
Total Capital Required$2,250,000
Estimated Resale (ARV)$1,519,500
Cost of Sale (5%)-$75,975
Carry (33mo @ 7%)-$336,875
Net Proceeds$1,106,650

Projected Profit

-$1,143,350
-50.8% ROI

Warning: Project is mathematically underwater.

Recent Comparables (San Jose 95120)

Sized to the modelled 1,500 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

6462 Trinidad Dr

Sold
$865,000
Sold: 2026-10-16
Lot: 2,500
Sqft: 1400
$/Sqft: $618

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$1,725,000
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$/Sqft: $928

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$1,750,000
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Sqft: 1859
$/Sqft: $941

6314 Menlo Dr

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$1,700,000
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Sqft: 1862
$/Sqft: $913

5963 Vera Cruz Dr

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$1,700,000
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$/Sqft: $1,018

20421 Almaden Rd

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$1,562,500
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6563 Camden Ave

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$1,625,000
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$/Sqft: $1,096

20651 Almaden Rd

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$1,335,000
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$/Sqft: $1,100

6281 Desert Flame Dr

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$2,105,000
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$/Sqft: $1,144

6385 Tamalpais Ave

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$1,840,000
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$/Sqft: $988