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ActiveSingle Family

$3,695,000

407 University Ave, Los Gatos 95032

Beds4
Baths4
Sqft2,063
DOM2
No Photos Available

AddressIntel AI Briefing

Built in 2024, this pristine modern asset makes any teardown-and-mansionize or SB 9 lot split strategy completely illogical. The optimal play is stealth density: primary + ADU + JADU to add long-term rental income to an already premium structure. However, the high purchase price relative to theoretical local ARV means immediate development ROI is deeply negative.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (Los Gatos)

2026-08-0416230 CAMINO DEL SOL, LOS GATOS CA 95032
Residential - Copper Re-pipe
--Active
2026-08-0416515 MARCHMONT DR, A, LOS GATOS CA 95032
Online Pre-aplication
--Pending
2026-08-04Unknown
Residential - HVAC
--Pending
2026-08-04210 PENN WAY, LOS GATOS CA 95032
Residential - Water Heater
--Pending
2026-08-0416230 CAMINO DEL SOL, LOS GATOS CA 95032
Residential - Water Line
--Active
2026-08-04140 PROSPECT AVE, LOS GATOS CA 95032
Online Pre-aplication
--Received

Parcel & Zoning Info

APN52907041
Official Lot Sqft5,663
Zoning Code--
SB 9 StatusLikely · up to 4 units
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score76/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage36.4%

Flag / irregular · Corner lot · ~91 ft frontage × 131 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score6/100
ClassBuilt out
FAR Utilization106% of allowed
Buildable Headroom+0 sqft

Existing home already uses most of the allowable floor area, little expansion headroom. Zoning allows roughly 1,952 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR rule curated from current municipal code. Source: Los Gatos Town Code 29.40.075 (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities.

Nearby Public Schools

Elementary School

Louise Van Meter Elementary

Los Gatos Union Elementary

0.7 miles away
Middle School

Raymond J. Fisher Middle

Los Gatos Union Elementary

0.8 miles away
High School

Los Gatos High

Los Gatos-Saratoga Union High

0.4 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

76/100

Based on recent sales velocity and local demand in 95032.

Flippability Score

10/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

18%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 2,063 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 6 recent single-family sales in 95032: $1,205/sqft.

Hard Costs$840,000
New Build2,100 sqft
Total Capital Required$4,710,000
Estimated Resale (ARV)$2,530,500

Projected Profit

-$2,179,500
-46.3% ROI

Warning: Project is mathematically underwater.

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