Back to Search
ActiveSingle Family

$4,888,000

18922 Congress Junction Ct, Saratoga 95070

Beds5
Baths3
Sqft3,139
DOM2
No Photos Available

AddressIntel AI Briefing

With an asking price close to $4.9M, a teardown is economically unfeasible, leaving stealth density: primary + ADU + JADU as the only logical play to boost yield. Although Saratoga's exceptional demographics and $169k median household income support a very high ARV ceiling, there are no immediate margins for a standard speculative flip. Investors should focus on holding this as a premium rental or multi-generational estate.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (Saratoga)

2026-10-0318470 RAVENWOOD DR
PGE, INSTALL OH TX, BREAKERS A...
--Issued
2026-08-0413198 Via Madronas Dr
Replace 100A service panel wit...
--Issued
2026-08-0413910 River Ranch Cir
Replace AC condenser w/ HP con...
$14,095Issued
2026-08-0412401 GREENMEADOW LN
32 PV modules (14.08KW), 1 ESS...
$64,656Issued
2026-08-0420791 Maureen Way
install a property line cleano...
$9,000Issued
2026-08-0412576 Scully Ave
Install Level 2 EVSE indoors
--Issued

Parcel & Zoning Info

APN38945023
Official Lot Sqft6,534
Zoning Code--
SB 9 StatusLikely · up to 4 units
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score76/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage48%

Flag / irregular · Corner lot · ~103 ft frontage × 145 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score9/100
ClassBuilt out
FAR Utilization119% of allowed
Buildable Headroom+0 sqft

Existing home already uses most of the allowable floor area, little expansion headroom. Zoning allows roughly 2,645 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR rule curated from current municipal code. Source: Saratoga City Code 15-45.030 (allowable floor area table) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities.

Nearby Public Schools

Elementary School

Marshall Lane Elementary

Campbell Union

1.1 miles away
Middle School

Redwood Middle

Saratoga Union Elementary

1.0 miles away
High School

Prospect High

Campbell Union High

1.0 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

70/100

Based on recent sales velocity and local demand in 95070.

Flippability Score

20/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

23%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 3,139 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 6 recent single-family sales in 95070: $1,509/sqft.

Hard Costs$1,240,000
New Build3,100 sqft
Total Capital Required$6,303,000
Estimated Resale (ARV)$4,677,900

Projected Profit

-$1,625,100
-25.8% ROI

Warning: Project is mathematically underwater.

Recent Comparables (95070)

19990 Blythe Ct

Sold
$4,709,250
Sold: 2026-08-03
Lot: 15,600
Sqft: 2699
$/Sqft: $1,745

13090 Heath St

Sold
$4,550,000
Sold: 2026-08-03
Lot: 15,149
Sqft: 3572
$/Sqft: $1,274

13531 Old Oak Way

Sold
$2,720,000
Sold: 2026-07-31
Lot: 60,113
Sqft: 2192
$/Sqft: $1,241

18961 Fernbrook Ct

Sold
$2,530,000
Sold: 2026-07-30
Lot: 21,716
Sqft: 2037
$/Sqft: $1,242

20675 Verde Vista Ln

Sold
$5,355,000
Sold: 2026-07-29
Lot: 19,600
Sqft: 3013
$/Sqft: $1,777

13213 Montrose St

Sold
$2,900,000
Sold: 2026-07-20
Lot: 12,614
Sqft: 1128
$/Sqft: $2,571