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ActiveSingle Family

$1,299,000

977 Ivory Creek Dr, San Jose 95120

Beds3
Baths2.5
Sqft1,470
DOM0
No Photos Available

AddressIntel AI Briefing

An SB 9 lot split is blocked on this parcel, and low ADU feasibility restricts stealth density options. Retaining the highly remodeled move-in ready home for cash flow is the most prudent path.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (San Jose)

2026-08-02210 S SUNSET AV , SAN JOSE CA 95116-3052
1 & 2 Family Residential
--Active
2026-08-02220 SANTA ROSA DR , SAN JOSE CA 95111-3549
Single-Family
$11,480Active
2026-08-026126 UTE CT , SAN JOSE CA 95123-4754
1 & 2 Family Residential
--Active
2026-08-02718 N REDWOOD AV , SAN JOSE CA 95128-1518
1 & 2 Family Residential
--Active
2026-08-021005 OLMO CT , SAN JOSE CA 95129-3034
Single-Family
$14,924Active
2026-08-021184 EAGLE VALLEY CT , SAN JOSE CA 95120-0000
Single-Family
--Active

Parcel & Zoning Info

APN74236143
Official Lot Sqft1,742
Zoning Code--
SB 9 StatusBlocked
SB 9 Block Reasons
Lot below 2,400 sqft (no split)
Development Blockers No cost/risk blockers detected
Unlock Pathways
Ministerial ADU AB 1033 (sell ADU as condo)
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score24/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size500 sqft
Existing Coverage84.4%

Flag / irregular · Corner lot · ~66 ft frontage × 72 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score12/100
ClassBuilt out
FAR Utilization188% of allowed
Buildable Headroom+0 sqft

Existing home already uses most of the allowable floor area, little expansion headroom. Zoning allows roughly 784 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: SJMC 20.30.200; 20.100.1020 (Single-Family House Permit) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

D
Special flood hazard area; insurance may be required.

Fire Severity

Moderate
Elevated fire risk; impacts insurance cost and building materials.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities.

Nearby Public Schools

Elementary School

Graystone Elementary

San Jose Unified

1.0 miles away
Middle School

Bret Harte Middle

San Jose Unified

1.3 miles away
High School

Leland High

San Jose Unified

1.5 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

81/100

Based on recent sales velocity and local demand in 95120.

Flippability Score

45/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

21%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 1,470 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 6 recent single-family sales in 95120: $929/sqft.

Hard Costs$600,000
New Build1,500 sqft
Total Capital Required$2,074,000
Estimated Resale (ARV)$1,393,500

Projected Profit

-$680,500
-32.8% ROI

Warning: Project is mathematically underwater.

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