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ActiveSingle Family

$1,699,888

3128 Julio Ave, San Jose 95124

Beds3
Baths2
Sqft1,610
DOM5
No Photos Available

AddressIntel AI Briefing

The optimal play is stealth density: primary + ADU + JADU using the AB 1033 condo-ADU pathway to maximize resale efficiency. The small lot size of 4,792 square feet serves as a blocker for an SB 9 split, and a pure teardown lacks margin. Converting this updated home to a multi-unit compound is the safest exit.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (San Jose)

2026-08-20658 BANFF ST , SAN JOSE CA 95116-3304
Apartment
--Active
2026-08-204908 RICE DR , SAN JOSE CA 95111-3962
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--Active
2026-08-2057 S 19TH ST , SAN JOSE CA 95116-2204
Apartment
--Active
2026-08-205961 GLENEAGLES CL , SAN JOSE CA 95138-0000
Single-Family
$28,997Active
2026-08-201065 WHITEBICK DR , SAN JOSE CA 95129-3051
Townhouse
--Active
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1 & 2 Family Residential
--Active

Parcel & Zoning Info

APN44707104
Official Lot Sqft4,792
Zoning Code--
SB 9 StatusLikely · up to 4 units
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus AB 1033 (sell ADU as condo)
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score76/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage33.6%

Flag / irregular · Corner lot · ~79 ft frontage × 111 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score15/100
ClassBuilt out
FAR Utilization75% of allowed
Buildable Headroom+546 sqft

Existing home already uses most of the allowable floor area, little expansion headroom. Zoning allows roughly 2,156 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: SJMC 20.30.200; 20.100.1020 (Single-Family House Permit) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

D
Special flood hazard area; insurance may be required.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities.

Nearby Public Schools

Elementary School

Steindorf STEAM K-8 Magnet

Cambrian

0.5 miles away
Middle School

Price Charter Middle

Cambrian

0.9 miles away
High School

Branham High

Campbell Union High

1.2 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

92/100

Based on recent sales velocity and local demand in 95124.

Flippability Score

40/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

27%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 2,156 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 12 recent single-family sales in San Jose (95124): $1,069/sqft. Sized within 25% of the 2,200 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Carry on total capital for the project duration. At 0% the model is a cash purchase; 12 months at a typical construction-loan rate moves ROI by 6 to 10 points on a deal this size, so price it with your real rate.

Hard Costs$1,210,000
New Build2,200 sqft
Total Capital Required$3,084,888
Estimated Resale (ARV)$2,351,800
Cost of Sale (5%)-$117,590
Net Proceeds$2,234,210

Projected Profit

-$850,678
-27.6% ROI

Warning: Project is mathematically underwater.

Recent Comparables (San Jose 95124)

Sized to the modelled 2,200 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

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