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ActiveSingle Family

$995,000

725 Minnesota Ave, San Jose 95125

Beds3
Baths1
Sqft1,261
DOM1
No Photos Available

AddressIntel AI Briefing

While advertised 'as-is' for a dream build, an SB 9 lot split is completely blocked here due to the flood zone status. The optimal play is stealth density: primary + ADU + JADU, but flood and liquefaction hazards act as severe engineering blockers. Raising the new structures above the base flood elevation will be required.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (San Jose)

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Parcel & Zoning Info

APN43416005
Official Lot Sqft5,663
Zoning Code--
SB 9 StatusBlocked
SB 9 Block Reasons
FEMA Special Flood Hazard Area
Development Blockers
Flood Zone (SFHA) Liquefaction
Unlock Pathways
Ministerial ADU AB 1033 (sell ADU as condo)
Entitlement RiskModerate (21/100)

ADU Potential

Feasibility Score72/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage22.3%

Flag / irregular · Corner lot · ~111 ft frontage × 112 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Seller Motivation

Motivation Score30/100
Some motivation
Sold as-isFixer / needs work

Inferred from days on market and listing-description language (e.g. "as-is", "estate sale", "motivated seller"). A screening heuristic for likely negotiability, not a statement about the seller's circumstances.

Redevelopment Potential

Redevelopment Score57/100
ClassTeardown candidate
FAR Utilization49% of allowed
Buildable Headroom+1,287 sqft

Small, older home using a low share of the allowable building envelope on a sizable lot, a scrape-and-rebuild or major-expansion play. Zoning allows roughly 2,548 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: SJMC 20.30.200; 20.100.1020 (Single-Family House Permit) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

AO
Special flood hazard area; insurance may be required.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

Yes
In a mapped liquefaction zone. May require specialized foundation engineering.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities.

Nearby Public Schools

Elementary School

Ernesto Galarza Elementary

San Jose Unified

0.5 miles away
Middle School

Willow Glen Middle

San Jose Unified

1.3 miles away
High School

Willow Glen High

San Jose Unified

1.2 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

100/100

Based on recent sales velocity and local demand in 95125.

Flippability Score

65/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

20%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 2,548 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 12 recent single-family sales in San Jose (95125): $1,067/sqft. Sized within 25% of the 2,500 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Carry on total capital for the project duration. At 0% the model is a cash purchase; 12 months at a typical construction-loan rate moves ROI by 6 to 10 points on a deal this size, so price it with your real rate.

Hard Costs$1,375,000
New Build2,500 sqft
Total Capital Required$2,545,000
Estimated Resale (ARV)$2,667,500
Cost of Sale (5%)-$133,375
Net Proceeds$2,534,125

Projected Profit

-$10,875
-0.4% ROI

Warning: Project is mathematically underwater.

Recent Comparables (San Jose 95125)

Sized to the modelled 2,500 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

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