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ActiveCondo

$1,295,000

320 Elm St Apt 304, San Mateo 94401

Beds2
Baths2
Sqft1,676
DOM6
No Photos Available

AddressIntel AI Briefing

This condo unit presents a solid yield play near the market average, backed by active local renovation permits and a recent on-site kitchen remodel. It provides a reliable cash-flow profile in a stable San Mateo submarket, making it a strong long-term investment asset.

Property Permit History

DateProject TypeStatusValuationContractor
2026-07-10Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)Issued$10,000True North Kitchen and Bath (formerly NorCal Remodeling Group)

Recent Neighborhood Remodeling (San Mateo)

2026-08-05184 42ND AVE SAN MATEO CA 94403-5165
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$15,000Issued
2026-08-051000 PARK PL Unit: H San Mateo 94403-7111 CA
Single Family (Alteration/Repair) - Alter
$19,116Issued
2026-08-051000 HARVARD RD SAN MATEO CA 94402-2828
Single Family (Addition) - Add/Alter
$656,387Issued
2026-08-051000 HARVARD RD Unit: B SAN MATEO CA 94402-2828
Single Family (Alteration/Repair) - Alter
$117,472Issued
2026-08-04520 BUCKNELL DR SAN MATEO 94402-3250 CA
Single Family (Addition) - Add/Alter
$275,473Issued
2026-08-043131 SUNSET TER SAN MATEO 94403-3846 CA
Single Family (Addition) - Add/Alter
$79,365Issued

Parcel & Zoning Info

APN108080040
Official Lot Sqft1,589
Zoning CodeNO DATA ASSIGNED
SB 9 StatusN/A

Condo Investment Snapshot

Value Score39/100
Price / Sqft$773 vs $732 mkt
Price vs Market+5.6% At market
Est. Rent$4,497/mo

Price positioning vs. 116 recent comparable condo/townhome sales in this ZIP. Est. rent is a rule-of-thumb (price ÷ 24 ÷ 12), not a market quote. SB 9 / ADU development analysis doesn't apply to condos: the owner doesn't control the underlying land.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

Yes
In a mapped liquefaction zone. May require specialized foundation engineering.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities.

Nearby Public Schools

Elementary School

College Park Elementary

San Mateo-Foster City

0.5 miles away
Middle School

Borel Middle

San Mateo-Foster City

1.6 miles away
High School

San Mateo High

San Mateo Union High

0.5 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

67/100

Based on recent sales velocity and local demand in 94401.

Flippability Score

38/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

47%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Median of 3 recent condo sales in 94401: $944/sqft. Sized within 25% of the 2,500 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Carry on total capital for the project duration. At 0% the model is a cash purchase; 12 months at a typical construction-loan rate moves ROI by 6 to 10 points on a deal this size, so price it with your real rate.

Hard Costs$1,000,000
New Build2,500 sqft
Total Capital Required$2,470,000
Estimated Resale (ARV)$2,360,000
Cost of Sale (5%)-$118,000
Net Proceeds$2,242,000

Projected Profit

-$228,000
-9.2% ROI

Warning: Project is mathematically underwater.

Recent Comparables (94401)

Sized to the modelled 2,500 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

555 Laurel Ave Apt 614

Sold
$2,500,000
Sold: 2026-05-29
Lot: 92,393
Sqft: 2510
$/Sqft: $996

320 Elm St Apt 111

Sold
$1,125,000
Sold: 2025-11-20
Lot: -
Sqft: 1993
$/Sqft: $564

555 Laurel Ave Apt 210

Sold
$1,850,000
Sold: 2025-11-20
Lot: 92,393
Sqft: 1959
$/Sqft: $944