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ActiveSingle Family

$1,800,000

646 26th Ave, San Mateo 94403

Beds3
Baths1.5
Sqft1,070
DOM2
No Photos Available

AddressIntel AI Briefing

With the existing structure fully remodeled, the optimal strategy here is stealth density: primary + ADU + JADU to maximize the lot footprint. The deep parcel can support auxiliary structures smoothly with zero development blockers to navigate.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (San Mateo)

2026-09-18960 SHORELINE DR SAN MATEO CA 94404-2024
Single Family (Alteration/Repair) - Repair - Repair
$28,000Issued
2026-09-18707 W CAPISTRANO WAY SAN MATEO 94402-2012 CA
Single Family (Alteration/Repair) - Alter - Alter
$97,084Issued
2026-09-18732 RAND ST SAN MATEO 94401-3110 CA
Single Family (Alteration/Repair) - Alter - Alter
$54,154Issued
2026-09-1618 ST JOHNS CT SAN MATEO 94401-2212 CA
Single Family (Addition) - Add/Alter - Add/Alter
$43,202Issued
2026-09-151201 SHORELINE DR SAN MATEO CA 94404-2056
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$4,300Issued
2026-09-154114 GEORGE AVE Unit: 4 SAN MATEO 94403-4713 CA
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$65,204Issued

Parcel & Zoning Info

APN039124250
Official Lot Sqft5,086
Zoning CodeNO DATA ASSIGNED
SB 9 StatusLikely · up to 4 units
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score86/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage21%

Flag / irregular · Corner lot · ~106 ft frontage × 107 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score59/100
ClassTeardown candidate
FAR Utilization42% of allowed
Buildable Headroom+1,473 sqft

Small, older home using a low share of the allowable building envelope on a sizable lot, a scrape-and-rebuild or major-expansion play. Zoning allows roughly 2,543 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: San Mateo Muni Code 27.18.060 (R1-B/C default; district unresolved) (as of 2026-08-24). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Meadow Heights Elementary

San Mateo-Foster City

0.1 miles away
Middle School

Abbott Middle

San Mateo-Foster City

0.7 miles away
High School

Hillsdale High

San Mateo Union High

0.6 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

85/100

Based on recent sales velocity and local demand in 94403.

Flippability Score

60/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

65%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 2,543 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 12 recent single-family sales in San Mateo (94403): $1,198/sqft. Sized within 25% of the 2,500 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Carry on total capital for the project duration. At 0% the model is a cash purchase; 12 months at a typical construction-loan rate moves ROI by 6 to 10 points on a deal this size, so price it with your real rate.

Hard Costs$1,375,000
New Build2,500 sqft
Total Capital Required$3,350,000
Estimated Resale (ARV)$2,995,000
Cost of Sale (5%)-$149,750
Net Proceeds$2,845,250

Projected Profit

-$504,750
-15.1% ROI

Warning: Project is mathematically underwater.

Recent Comparables (San Mateo 94403)

Sized to the modelled 2,500 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

4020 Edison St

Sold
$1,650,000
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Sqft: 1890
$/Sqft: $873

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$/Sqft: $887

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788 Sequoia Ave

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3103 Mena Dr

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2105 Stratford Way

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1634 Sugarloaf Dr

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