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ActiveSingle Family

$3,388,000

13158 Stewart Ct, Saratoga 95070

Beds4
Baths2.5
Sqft2,570
DOM4
No Photos Available

Size check

The listing's square footage against the county assessor's record and the permits on file.

Listing
2,570 sqft
County record
2,570 sqft
Difference
+0 (+0%)

The listing and the county record agree within 10%.

What can explain a difference
  • Space built without a permit.
  • Permitted work the assessor has not recorded yet.
  • An ADU, a finished basement or a converted garage counted in one figure and not the other.
  • Different measuring. Listing agents and the assessor often measure the same house differently.
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AddressIntel AI Briefing

The optimal play is a teardown-and-mansionize development to build a grand luxury estate on this spacious parcel. High contractor activity in Saratoga confirms strong market appetite, and there are no hazards or development blockers.

Property Permit History

DateProject TypeStatusValuationContractor
2019-10-23ELECTRICAL - UnassignedFinaled--MAINE ELECTRIC, INC.

Recent Neighborhood Remodeling (Saratoga)

2026-10-21 • 14590 Horseshoe Dr
Replacement of existing 200A m...
$6,000Issued
2026-10-20 • 14000 Fruitvale Ave
Remove and replace SB#68-105. ...
--Issued
2026-10-20 • 19348 Athos Pl
PG & E new conduit_replace sec...
--Issued
2026-10-20 • 18283 Clemson Ave
Core drilling-See Trench sketc...
--Issued
2026-10-20 • 18597 Paseo Pueblo
Permit
--Issued
2026-10-20 • 18767 Wood Dell Ct
R&R Driveway Approach
--Issued

Parcel & Zoning Info

APN50319111
Official Lot Sqft16,117
Zoning Code--
SB 9 StatusLikely · up to 4 units
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score100/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage15.9%

Flag / irregular · Corner lot · ~170 ft frontage × 200 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score60/100
ClassExpansion room
FAR Utilization62% of allowed
Buildable Headroom+1,567 sqft

Meaningful unused floor-area headroom under current zoning, room to add square footage. Zoning allows roughly 4,137 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: Saratoga City Code 15-45.030 (R-1-10,000 default; district unresolved) (as of 2026-08-24). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Argonaut Elementary

Saratoga Union Elementary

0.5 miles away
Middle School

Redwood Middle

Saratoga Union Elementary

1.3 miles away
High School

Saratoga High

Los Gatos-Saratoga Union High

0.8 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

68/100

Based on recent sales velocity and local demand in 95070.

Flippability Score

85/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

11%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 4,137 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 12 recent single-family sales in Saratoga (95070): $1,432/sqft, plus 5% because new houses sold at a median 1.07x their comps across 239 real rebuilds. Sized within 25% of the 4,100 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Interest on the purchase price for the whole project plus half the build budget, since construction draws ramp up. The default is 7% over 33 months, the median purchase-to-sale time of 239 real Peninsula and South Bay rebuilds. Set the rate to 0 for a cash purchase, or use your own lender's terms.

Hard Costs$2,255,000
New Build4,100 sqft
Total Capital Required$5,818,000
Estimated Resale (ARV)$6,166,400
Cost of Sale (5%)-$308,320
Carry (33mo @ 7%)-$886,078
Net Proceeds$4,972,003

Projected Profit

-$845,998
-14.5% ROI

Warning: Project is mathematically underwater.

Recent Comparables (Saratoga 95070)

Sized to the modelled 4,100 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

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