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PendingSingle Family

$1,150,000

240 N Fremont St, San Mateo 94401

Beds2
Baths1
Sqft1,320
DOM18
No Photos Available

AddressIntel AI Briefing

This 90-year-old home in original condition with low lot coverage is a prime teardown-and-mansionize target. However, the liquefaction hazard zone and weaker census block demographics present moderate risk to achieving the theoretical ARV ceiling.

Property Permit History

DateProject TypeStatusValuationContractor
2026-07-28Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)Issued$7,000Unknown
2026-07-16Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)Issued$29,000SCHICKER INC

Recent Neighborhood Remodeling (San Mateo)

2026-08-24927 S GRANT ST SAN MATEO 94402-1813 CA
Single Family (Addition) - Add/Alter
$110,190Issued
2026-08-211241 SHAFTER ST SAN MATEO 94402-2901 CA
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$22,000Issued
2026-08-211241 SHAFTER ST SAN MATEO 94402-2901 CA
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$35,000Issued
2026-08-211133 WAYNE WAY SAN MATEO 94403-1564 CA
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$30,000Issued
2026-08-21510 BOREL AVE SAN MATEO 94402-3406 CA
Single Family (Alteration/Repair) - Alter
$28,882Issued
2026-08-202614 ALAMEDA DE LAS PULGAS SAN MATEO 94403-2652 CA
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$7,000Issued

Parcel & Zoning Info

APN033065220
Official Lot Sqft6,450
Zoning CodeNO DATA ASSIGNED
SB 9 StatusLikely · up to 4 units
SB 9 Block Reasons No SB 9 disqualifiers found
Development Blockers
Liquefaction
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score76/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage20.5%

Flag / irregular · ~121 ft frontage × 131 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Seller Motivation

Motivation Score15/100
Low motivation
Needs updating

Inferred from days on market and listing-description language (e.g. "as-is", "estate sale", "motivated seller"). A screening heuristic for likely negotiability, not a statement about the seller's circumstances.

Redevelopment Potential

Redevelopment Score63/100
ClassTeardown candidate
FAR Utilization43% of allowed
Buildable Headroom+1,770 sqft

Small, older home using a low share of the allowable building envelope on a sizable lot, a scrape-and-rebuild or major-expansion play. Zoning allows roughly 3,090 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: San Mateo Muni Code 27.18.060 (R1-B/C default; district unresolved) (as of 2026-08-24). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

Yes
In a mapped liquefaction zone. May require specialized foundation engineering.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities.

Nearby Public Schools

Elementary School

College Park Elementary

San Mateo-Foster City

0.2 miles away
Middle School

Borel Middle

San Mateo-Foster City

1.7 miles away
High School

The Bridge Academy

San Mateo Union High

0.3 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

68/100

Based on recent sales velocity and local demand in 94401.

Flippability Score

85/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

47%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 3,090 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 9 recent single-family sales in San Mateo (94401): $828/sqft. Sized within 25% of the 3,100 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Carry on total capital for the project duration. At 0% the model is a cash purchase; 12 months at a typical construction-loan rate moves ROI by 6 to 10 points on a deal this size, so price it with your real rate.

Hard Costs$1,705,000
New Build3,100 sqft
Total Capital Required$3,030,000
Estimated Resale (ARV)$2,566,800
Cost of Sale (5%)-$128,340
Net Proceeds$2,438,460

Projected Profit

-$591,540
-19.5% ROI

Warning: Project is mathematically underwater.

Recent Comparables (San Mateo 94401)

Sized to the modelled 3,100 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

1114 Palm Ave

Sold
$2,750,000
Sold: 2026-08-17
Lot: 7,200
Sqft: 2519
$/Sqft: $1,092

1025 Indian Ave

Sold
$1,533,000
Sold: 2026-07-01
Lot: 5,820
Sqft: 2655
$/Sqft: $577

319 Catalpa St

Sold
$1,825,000
Sold: 2026-06-24
Lot: 6,072
Sqft: 2466
$/Sqft: $740

1120 Palm Ave

Sold
$3,150,000
Sold: 2026-06-17
Lot: 7,200
Sqft: 3218
$/Sqft: $979

226 N Fremont St

Sold
$2,050,000
Sold: 2026-05-19
Lot: 8,350
Sqft: 3020
$/Sqft: $679

195 Warren Rd

Sold
$4,225,000
Sold: 2026-03-11
Lot: 10,770
Sqft: 2659
$/Sqft: $1,589

121 S Fremont St

Sold
$1,950,000
Sold: 2026-01-23
Lot: 8,400
Sqft: 2355
$/Sqft: $828

245 Grand Blvd

Sold
$1,830,000
Sold: 2025-11-20
Lot: 5,136
Sqft: 3746
$/Sqft: $489

840 N Idaho St

Sold
$2,830,000
Sold: 2025-11-10
Lot: 7,250
Sqft: 2773
$/Sqft: $1,021