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ActiveSingle Family

$1,500,000

550 Minnesota Ave, San Jose 95125

Beds2
Baths1
Sqft832
DOM13
No Photos Available

AddressIntel AI Briefing

The optimal play is an SB 9 lot split into multiple units (up to 4) on this massive 14,810 sqft lot. While liquefaction requires engineered foundations, the astronomical $6.4M ARV ceiling and highly affluent neighborhood guarantee massive development ROI. The tiny 832 sqft, 106-year-old home should be torn down immediately.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (San Jose)

2026-08-031294 DENTWOOD DR , SAN JOSE CA 95118-3015
Single-Family
--Active
2026-08-032378 APSIS CT , SAN JOSE CA 95124-3331
Single-Family
--Active
2026-08-03514 NORTHGATE DR , SAN JOSE CA 95111-1839
Single-Family
$11,480Active
2026-08-031298 LENNON WY 2 , SAN JOSE CA 95125
2nd Unit Added
$160,087Active
2026-08-034860 NORTHLAWN DR , SAN JOSE CA 95130-1832
Apartment
$3,164Active
2026-08-031271 LENNON WY , SAN JOSE CA 95125-3419
Single-Family
--Active

Parcel & Zoning Info

APN43414028
Official Lot Sqft14,810
Zoning Code--
SB 9 StatusLikely · up to 4 units
SB 9 Block Reasons No SB 9 disqualifiers found
Development Blockers
Liquefaction
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus AB 1033 (sell ADU as condo)
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score100/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage5.6%

Flag / irregular · Corner lot · ~157 ft frontage × 192 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score94/100
ClassTeardown candidate
FAR Utilization12% of allowed
Buildable Headroom+5,832 sqft

Small, older home using a low share of the allowable building envelope on a sizable lot, a scrape-and-rebuild or major-expansion play. Zoning allows roughly 6,664 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: SJMC 20.30.200; 20.100.1020 (Single-Family House Permit) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

D
Special flood hazard area; insurance may be required.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

Yes
In a mapped liquefaction zone. May require specialized foundation engineering.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities.

Nearby Public Schools

Elementary School

Rocketship Alma Academy

Santa Clara County Office of Education

0.5 miles away
Middle School

Willow Glen Middle

San Jose Unified

1.6 miles away
High School

Willow Glen High

San Jose Unified

1.5 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

93/100

Based on recent sales velocity and local demand in 95125.

Flippability Score

85/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

23%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Median of 12 recent single-family sales in 95125: $1,313/sqft. Sized within 25% of the 1,200 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Carry on total capital for the project duration. At 0% the model is a cash purchase; 12 months at a typical construction-loan rate moves ROI by 6 to 10 points on a deal this size, so price it with your real rate.

Hard Costs$480,000
New Build1,200 sqft
Total Capital Required$2,155,000
Estimated Resale (ARV)$1,575,600
Cost of Sale (5%)-$78,780
Net Proceeds$1,496,820

Projected Profit

-$658,180
-30.5% ROI

Warning: Project is mathematically underwater.

Recent Comparables (95125)

Sized to the modelled 1,200 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

914 Ironwood Dr

Sold
$1,100,000
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1553 Fuchsia Dr

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$1,850,000
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$1,450,000
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1031 Delmas Ave

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1024 Byerley Ave

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