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ActiveSingle Family

$1,288,888

3075 Rubino Cir, San Jose 95125

Beds4
Baths2.5
Sqft1,889
DOM8
No Photos Available

AddressIntel AI Briefing

The optimal path for this relatively modern home is a light remodel paired with stealth density: primary + ADU + JADU to capture local rental demand. A lot split is hindered by the tight site footprint and local liquefaction hazard, which increases structural engineering costs. Investors should focus on cosmetic updates and accessory dwelling units to maximize value.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (San Jose)

2026-09-164335 STONE CANYON DR , SAN JOSE CA 95136-2421
1 & 2 Family Residential
--Active
2026-09-164633 BLUE RIDGE DR , SAN JOSE CA 95129-4302
Single-Family
$21,084Active
2026-09-161474 MCKENDRIE ST , SAN JOSE CA 95126-1619
Single-Family
$23,436Active
2026-09-16267 S 14TH ST , SAN JOSE CA 95112-2131
Single-Family
--Active
2026-09-162271 SUN GLORY LN A , SAN JOSE CA 95124-1457
Condo
--Active
2026-09-162389 LOST OAKS DR , SAN JOSE CA 95124-4935
Single-Family
--Active

Parcel & Zoning Info

APN45547089
Official Lot Sqft3,485
Zoning Code--
SB 9 StatusLikely · up to 4 units
SB 9 Block Reasons No SB 9 disqualifiers found
Development Blockers
Liquefaction
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus AB 1033 (sell ADU as condo)
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score36/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage54.2%

Flag / irregular · Corner lot · ~75 ft frontage × 78 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score4/100
ClassBuilt out
FAR Utilization120% of allowed
Buildable Headroom+0 sqft

Existing home already uses most of the allowable floor area, little expansion headroom. Zoning allows roughly 1,568 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: SJMC 20.30.200; 20.100.1020 (Single-Family House Permit) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

D
Special flood hazard area; insurance may be required.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

Yes
In a mapped liquefaction zone. May require specialized foundation engineering.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Canoas Elementary

San Jose Unified

0.3 miles away
Middle School

Willow Glen Middle

San Jose Unified

1.3 miles away
High School

University Preparatory Academy Charter

Santa Clara County Office of Education

0.7 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

100/100

Based on recent sales velocity and local demand in 95125.

Flippability Score

75/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

17%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 1,568 sqft here, less than the 1,889 sqft standing today, so a compliant rebuild would be smaller than the existing house. We don't quote a return on this one. Demolishing generally forfeits the existing non-conforming floor area, so treat it as a remodel or check the local code for what it lets you rebuild.

Median of 12 recent single-family sales in San Jose (95125): $983/sqft. Sized within 25% of the 1,900 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Carry on total capital for the project duration. At 0% the model is a cash purchase; 12 months at a typical construction-loan rate moves ROI by 6 to 10 points on a deal this size, so price it with your real rate.

Hard Costs$880,000
New Build1,600 sqft
Total Capital Required$2,343,888
Estimated Resale (ARV)$1,572,800
Cost of Sale (5%)-$78,640
Net Proceeds$1,494,160

Projected Profit

-$849,728
-36.3% ROI

Warning: Project is mathematically underwater.

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