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ActiveTownhouse

$815,000

1044 Suzanne Ct, Half Moon Bay 94019

Beds3
Baths1.5
Sqft1,190
DOM40
No Photos Available

AddressIntel AI Briefing

This townhome unit represents a stable long-term cash flow play, sitting close to market-average prices in Half Moon Bay. Investors must factor in high-risk classifications, including liquefaction and Very High Fire Severity zones, into their insurance underwriting.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (Half Moon Bay)

Parcel & Zoning Info

APN056511180
Official Lot Sqft1,428
Zoning CodeNO DATA ASSIGNED
SB 9 StatusN/A

Condo Investment Snapshot

Value Score54/100
Price / Sqft$685 vs $698 mkt
Price vs Market-1.8% At market
Est. Rent$2,830/mo

Price positioning vs. 161 recent comparable condo/townhome sales in this ZIP. Est. rent is a rule-of-thumb (price ÷ 24 ÷ 12), not a market quote. SB 9 / ADU development analysis doesn't apply to condos: the owner doesn't control the underlying land.

Seller Motivation

Motivation Score6/100
Low motivation
30+ days on market

Inferred from days on market and listing-description language (e.g. "as-is", "estate sale", "motivated seller"). A screening heuristic for likely negotiability, not a statement about the seller's circumstances.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

Very High
Elevated fire risk; impacts insurance cost and building materials.

Liquefaction

Yes
In a mapped liquefaction zone. May require specialized foundation engineering.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Alvin S. Hatch Elementary

Cabrillo Unified

0.7 miles away
Middle School

Manuel F. Cunha Intermediate

Cabrillo Unified

0.5 miles away
High School

Pilarcitos Alternative High (Continuation)

Cabrillo Unified

0.7 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

30/100

Based on recent sales velocity and local demand in 94019.

Flippability Score

50/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

1%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Median of 12 recent townhome sales in Half Moon Bay (94019): $663/sqft, plus 5% because new houses sold at a median 1.07x their comps across 239 real rebuilds. Sized within 25% of the 1,800 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Interest on the purchase price for the whole project plus half the build budget, since construction draws ramp up. The default is 7% over 33 months, the median purchase-to-sale time of 239 real Peninsula and South Bay rebuilds. Set the rate to 0 for a cash purchase, or use your own lender's terms.

Hard Costs$990,000
New Build1,800 sqft
Total Capital Required$1,980,000
Estimated Resale (ARV)$1,252,800
Cost of Sale (5%)-$62,640
Carry (33mo @ 7%)-$269,019
Net Proceeds$921,141

Projected Profit

-$1,058,859
-53.5% ROI

Warning: Project is mathematically underwater.

Recent Comparables (Half Moon Bay 94019)

Sized to the modelled 1,800 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

13 Erin Ln

Sold
$915,000
Sold: 2026-09-03
Lot: -
Sqft: 1400
$/Sqft: $654

55 Erin Ln

Sold
$948,000
Sold: 2026-03-27
Lot: 984
Sqft: 1400
$/Sqft: $677

43 Erin Ln

Sold
$946,000
Sold: 2026-03-06
Lot: 984
Sqft: 1400
$/Sqft: $676

1 Erin Ln

Sold
$1,020,000
Sold: 2025-10-08
Lot: 1,187
Sqft: 1580
$/Sqft: $646

158 Patrick Way

Sold
$950,000
Sold: 2025-09-15
Lot: 1,187
Sqft: 1580
$/Sqft: $601

43 Patrick Way

Sold
$1,070,000
Sold: 2025-07-28
Lot: 1,187
Sqft: 1580
$/Sqft: $677

30 Erin Ln

Sold
$1,075,000
Sold: 2025-07-15
Lot: 1,242
Sqft: 1700
$/Sqft: $632

23 Erin Ln

Sold
$1,179,500
Sold: 2025-05-29
Lot: 1,241
Sqft: 1700
$/Sqft: $694

31 Patrick Way

Sold
$940,000
Sold: 2025-04-09
Lot: 984
Sqft: 1400
$/Sqft: $671

6 Erin Ln

Sold
$962,000
Sold: 2025-04-03
Lot: 984
Sqft: 1400
$/Sqft: $687

34 Patrick Way

Sold
$890,000
Sold: 2024-12-03
Lot: 984
Sqft: 1400
$/Sqft: $636

17 Erin Ln

Sold
$1,061,000
Sold: 2024-11-01
Lot: 1,242
Sqft: 1700
$/Sqft: $624