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ActiveSingle Family

$1,750,000

2622 Garfield St, San Mateo 94403

Beds3
Baths1
Sqft1,220
DOM2
No Photos Available

AddressIntel AI Briefing

The optimal play here is stealth density: primary + ADU + JADU to maximize the lot's zoning potential without triggering major structural overhauls. While the 80-year-old structure suggests a teardown-and-mansionize approach, the liquefaction hazard acts as a severe cost blocker for new heavy foundations. High neighborhood sale-to-list ratios indicate strong market heat, supporting a moderate ROI if expansion costs are kept in check.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (San Mateo)

2026-08-04520 BUCKNELL DR SAN MATEO 94402-3250 CA
Single Family (Addition) - Add/Alter
$275,473Issued
2026-08-04725 E 16TH AVE SAN MATEO 94402-2131 CA
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$20,388Issued
2026-08-043131 SUNSET TER SAN MATEO 94403-3846 CA
Single Family (Addition) - Add/Alter
$79,365Issued
2026-08-03116 POWELL ST SAN MATEO CA 94401-2033
Single Family (Addition) - Add/Alter
$268,896Issued
2026-08-032831 MONTEREY ST Unit: B SAN MATEO CA 94403
Single Family (New) - New
$123,326Issued
2026-07-31908 9TH AVE SAN MATEO CA 94402-1434
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$17,000Issued

Parcel & Zoning Info

APN039372230
Official Lot Sqft5,412
Zoning CodeNO DATA ASSIGNED
SB 9 StatusLikely · up to 4 units
SB 9 Block Reasons No SB 9 disqualifiers found
Development Blockers
Liquefaction
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score82/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage22.5%

Flag / irregular · Corner lot · ~94 ft frontage × 116 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score59/100
ClassTeardown candidate
FAR Utilization45% of allowed
Buildable Headroom+1,486 sqft

Small, older home using a low share of the allowable building envelope on a sizable lot, a scrape-and-rebuild or major-expansion play. Zoning allows roughly 2,706 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: San Mateo Muni Code 27.18.060 (R1-B/C); 6,000 sqft cap (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

Yes
In a mapped liquefaction zone. May require specialized foundation engineering.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities.

Nearby Public Schools

Elementary School

Beresford Elementary

San Mateo-Foster City

0.2 miles away
Middle School

Abbott Middle

San Mateo-Foster City

0.8 miles away
High School

Hillsdale High

San Mateo Union High

0.7 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

85/100

Based on recent sales velocity and local demand in 94403.

Flippability Score

55/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

65%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 2,706 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 6 recent single-family sales in 94403: $1,332/sqft.

Hard Costs$1,080,000
New Build2,700 sqft
Total Capital Required$3,005,000
Estimated Resale (ARV)$3,596,400

Projected Profit

$591,400
19.7% ROI

Warning: Margin is tight for the construction risk.

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