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Activemulti_family

$1,299,000

446 W San Fernando St, San Jose 95110

Beds3
Baths3
Sqft1,834
DOM0
No Photos Available

AddressIntel AI Briefing

Overpriced relative to its immediate peer group, which maxes out at $1.25M. Liquefaction risks and high entry costs make this a clear skip.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (San Jose)

2026-10-19 • 192 NEW RIVER DR , SAN JOSE CA 95119-1850
Single-Family
$42,502Active
2026-10-19 • 5772 TROWBRIDGE WY , SAN JOSE CA 95138-0000
Single-Family
$25,017Active
2026-10-19 • 1686 MOROCCO DR , SAN JOSE CA 95125-5821
1 & 2 Family Residential
--Active
2026-10-19 • 639 N MONROE ST , SAN JOSE CA 95128-1341
Single-Family
$143,135Active
2026-10-19 • 1474 FAIRHAVEN CT , SAN JOSE CA 95118-1114
Single-Family
$126,240Active
2026-10-19 • 6530 STONEHILL CT , SAN JOSE CA 95120-1614
Single-Family
$10,234Active

Parcel & Zoning Info

APN--
Official Lot Sqft--
Zoning Code--
SB 9 StatusN/A

Hazard Snapshot

Flood Zone

D
Special flood hazard area; insurance may be required.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

Yes
In a mapped liquefaction zone. May require specialized foundation engineering.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Gardner Elementary

San Jose Unified

0.6 miles away
Middle School

Herbert Hoover Middle

San Jose Unified

1.4 miles away
High School

Abraham Lincoln High

San Jose Unified

1.4 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

49/100

Based on recent sales velocity and local demand in 95110.

Flippability Score

15/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

1%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Median of 4 recent multi-family sales in San Jose (95110): $595/sqft, plus 5% because new houses sold at a median 1.07x their comps across 239 real rebuilds. Sized within 25% of the 2,800 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Interest on the purchase price for the whole project plus half the build budget, since construction draws ramp up. The default is 7% over 33 months, the median purchase-to-sale time of 239 real Peninsula and South Bay rebuilds. Set the rate to 0 for a cash purchase, or use your own lender's terms.

Hard Costs$1,540,000
New Build2,800 sqft
Total Capital Required$3,014,000
Estimated Resale (ARV)$1,750,000
Cost of Sale (5%)-$87,500
Carry (33mo @ 7%)-$415,126
Net Proceeds$1,247,374

Projected Profit

-$1,766,626
-58.6% ROI

Warning: Project is mathematically underwater.

Recent Comparables (San Jose 95110)

Sized to the modelled 2,800 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

165 Union St

Sold
$1,500,000
Sold: 2026-01-16
Lot: 5,071
Sqft: 2232
$/Sqft: $672

647 N San Pedro St

Sold
$4,950,000
Sold: 2025-08-29
Lot: 8,294
Sqft: 2490
$/Sqft: $1,988

155 Gifford Ave

Sold
$1,225,000
Sold: 2025-08-11
Lot: 6,320
Sqft: 2368
$/Sqft: $517

574 W Hedding St

Sold
$1,241,000
Sold: 2025-04-03
Lot: 8,184
Sqft: 2648
$/Sqft: $469