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ActiveSingle Family

$1,899,950

5524 Harvard Dr, San Jose 95118

Beds4
Baths2
Sqft1,697
DOM9
No Photos Available

AddressIntel AI Briefing

The optimal play here is stealth density: primary + ADU + JADU, leveraging the lot to maximize rental utility. With an active SFH permit already on file, this property signals low friction for immediate cosmetic upgrades. Its moderate lot size and solid baseline layout make a full teardown less optimal than a strategic, high-end renovation.

Property Permit History

DateProject TypeStatusValuationContractor
2026-07-01Single-FamilyActive$14,350K&H CONSTRUCTION DEVELOPMENT INC

Recent Neighborhood Remodeling (San Jose)

2026-10-19 • 192 NEW RIVER DR , SAN JOSE CA 95119-1850
Single-Family
$42,502Active
2026-10-19 • 5772 TROWBRIDGE WY , SAN JOSE CA 95138-0000
Single-Family
$25,017Active
2026-10-19 • 1686 MOROCCO DR , SAN JOSE CA 95125-5821
1 & 2 Family Residential
--Active
2026-10-19 • 639 N MONROE ST , SAN JOSE CA 95128-1341
Single-Family
$143,135Active
2026-10-19 • 1474 FAIRHAVEN CT , SAN JOSE CA 95118-1114
Single-Family
$126,240Active
2026-10-19 • 6530 STONEHILL CT , SAN JOSE CA 95120-1614
Single-Family
$10,234Active

Parcel & Zoning Info

APN56736019
Official Lot Sqft5,663
Zoning Code--
SB 9 StatusLikely · up to 4 units
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus AB 1033 (sell ADU as condo)
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score88/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage30%

Flag / irregular · Corner lot · ~112 ft frontage × 122 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score40/100
ClassExpansion room
FAR Utilization67% of allowed
Buildable Headroom+851 sqft

Meaningful unused floor-area headroom under current zoning, room to add square footage. Zoning allows roughly 2,548 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: SJMC 20.30.200; 20.100.1020 (Single-Family House Permit) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

D
Special flood hazard area; insurance may be required.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Lietz Elementary

Union Elementary

0.4 miles away
Middle School

Dartmouth Middle

Union Elementary

0.2 miles away
High School

Pioneer High

San Jose Unified

0.8 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

68/100

Based on recent sales velocity and local demand in 95118.

Flippability Score

62/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

19%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 2,548 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 12 recent single-family sales in San Jose (95118): $915/sqft, plus 5% because new houses sold at a median 1.07x their comps across 239 real rebuilds. Sized within 25% of the 2,500 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Interest on the purchase price for the whole project plus half the build budget, since construction draws ramp up. The default is 7% over 33 months, the median purchase-to-sale time of 239 real Peninsula and South Bay rebuilds. Set the rate to 0 for a cash purchase, or use your own lender's terms.

Hard Costs$1,375,000
New Build2,500 sqft
Total Capital Required$3,449,950
Estimated Resale (ARV)$2,402,500
Cost of Sale (5%)-$120,125
Carry (33mo @ 7%)-$514,928
Net Proceeds$1,767,447

Projected Profit

-$1,682,503
-48.8% ROI

Warning: Project is mathematically underwater.

Recent Comparables (San Jose 95118)

Sized to the modelled 2,500 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

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