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ActiveSingle Family

$1,599,888

1928 Camargo Dr, San Jose 95132

Beds3
Baths2
Sqft1,577
DOM1
No Photos Available

AddressIntel AI Briefing

While the lot size is decent, SB 9 is blocked and both flood zones and liquefaction present active development blockers on this site. Stealth density: primary + ADU + JADU remains the theoretical play, but the high cost of mitigating these hazards makes a simple interior cosmetic refresh focusing on the new kitchen a much safer investment play.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (San Jose)

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Parcel & Zoning Info

APN09214015
Official Lot Sqft6,534
Zoning Code--
SB 9 StatusBlocked
SB 9 Block Reasons
FEMA Special Flood Hazard Area
Development Blockers
Flood Zone (SFHA) Liquefaction
Unlock Pathways
Ministerial ADU AB 1033 (sell ADU as condo)
Entitlement RiskModerate (21/100)

ADU Potential

Feasibility Score71/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage24.1%

Standard lot · Corner lot · ~68 ft frontage × 110 ft deep, typical proportions for a detached ADU behind or beside the home. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score49/100
ClassExpansion room
FAR Utilization54% of allowed
Buildable Headroom+1,363 sqft

Meaningful unused floor-area headroom under current zoning, room to add square footage. Zoning allows roughly 2,940 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: SJMC 20.30.200; 20.100.1020 (Single-Family House Permit) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

AH
Special flood hazard area; insurance may be required.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

Yes
In a mapped liquefaction zone. May require specialized foundation engineering.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities.

Nearby Public Schools

Elementary School

Northwood Elementary

Berryessa Union Elementary

0.4 miles away
Middle School

Morrill Middle

Berryessa Union Elementary

0.3 miles away
High School

Piedmont Hills High

East Side Union High

1.4 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

60/100

Based on recent sales velocity and local demand in 95132.

Flippability Score

55/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

19%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 2,940 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 12 recent single-family sales in San Jose (95132): $795/sqft. Sized within 25% of the 2,900 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Carry on total capital for the project duration. At 0% the model is a cash purchase; 12 months at a typical construction-loan rate moves ROI by 6 to 10 points on a deal this size, so price it with your real rate.

Hard Costs$1,595,000
New Build2,900 sqft
Total Capital Required$3,369,888
Estimated Resale (ARV)$2,305,500
Cost of Sale (5%)-$115,275
Net Proceeds$2,190,225

Projected Profit

-$1,179,663
-35.0% ROI

Warning: Project is mathematically underwater.

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