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ActiveSingle Family

$1,249,000

345 N 21st St, San Jose 95112

Beds4
Baths3
Sqft1,719
DOM24
No Photos Available

AddressIntel AI Briefing

The optimal play is stealth density: primary + ADU + JADU to leverage the high ADU feasibility score, though liquefaction serves as a development blocker requiring specialized foundation work. A full teardown is economically unfeasible due to the tight spread between the entry price and projected ARV. Focusing on cosmetic upgrades to the century-old main home while adding accessory rental units is the safest play.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (San Jose)

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Parcel & Zoning Info

APN24962041
Official Lot Sqft5,227
Zoning Code--
SB 9 StatusLikely · up to 4 units
SB 9 Block Reasons No SB 9 disqualifiers found
Development Blockers
Liquefaction
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus AB 1033 (sell ADU as condo)
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score84/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage32.9%

Flag / irregular · Corner lot · ~101 ft frontage × 131 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score15/100
ClassBuilt out
FAR Utilization73% of allowed
Buildable Headroom+633 sqft

Existing home already uses most of the allowable floor area, little expansion headroom. Zoning allows roughly 2,352 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: SJMC 20.30.200; 20.100.1020 (Single-Family House Permit) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

D
Special flood hazard area; insurance may be required.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

Yes
In a mapped liquefaction zone. May require specialized foundation engineering.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Empire Gardens Elementary

San Jose Unified

0.2 miles away
Middle School

ACE Inspire Academy

San Jose Unified

0.1 miles away
High School

San Jose High

San Jose Unified

0.2 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

63/100

Based on recent sales velocity and local demand in 95112.

Flippability Score

30/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

5%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 2,352 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 12 recent single-family sales in San Jose (95112): $665/sqft, plus 5% because new houses sold at a median 1.07x their comps across 239 real rebuilds. Sized within 25% of the 2,400 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Interest on the purchase price for the whole project plus half the build budget, since construction draws ramp up. The default is 7% over 33 months, the median purchase-to-sale time of 239 real Peninsula and South Bay rebuilds. Set the rate to 0 for a cash purchase, or use your own lender's terms.

Hard Costs$1,320,000
New Build2,400 sqft
Total Capital Required$2,744,000
Estimated Resale (ARV)$1,675,200
Cost of Sale (5%)-$83,760
Carry (33mo @ 7%)-$384,326
Net Proceeds$1,207,114

Projected Profit

-$1,536,886
-56.0% ROI

Warning: Project is mathematically underwater.

Recent Comparables (San Jose 95112)

Sized to the modelled 2,400 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

483 N 12th St

Sold
$925,000
Sold: 2026-10-01
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Sqft: 1888
$/Sqft: $490

460 S 14th St

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$1,300,000
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Sqft: 1980
$/Sqft: $657

656 S 14th St

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$2,300,000
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$/Sqft: $1,015

1133 S 9th St

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$1,300,000
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$/Sqft: $599

657 Woodland Ter

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$1,175,000
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$/Sqft: $570

645 Woodland Ter

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333 S 14th St

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$2,000,000
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$/Sqft: $956

741 N 21st St

Sold
$1,300,000
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Sqft: 1932
$/Sqft: $673

102 S 12th St

Sold
$2,090,000
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Sqft: 2446
$/Sqft: $854

616 S 13th St

Sold
$1,750,000
Sold: 2026-07-09
Lot: 5,952
Sqft: 1998
$/Sqft: $876

1137 N 3rd St # A

Sold
$2,050,000
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Sqft: 2809
$/Sqft: $730

466 N 3rd St

Sold
$1,110,000
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Lot: 6,347
Sqft: 2036
$/Sqft: $545