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ActiveSingle Family

$3,650,000

128 Spyglass Ln, Half Moon Bay 94019

Beds5
Baths4
Sqft4,410
DOM98
No Photos Available

AddressIntel AI Briefing

The optimal strategy is stealth density: primary + ADU + JADU, taking advantage of the expansive 14,130 square foot lot. While SB 9 is likely feasible, coastal zone compliance acts as the main regulatory hurdle.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (Half Moon Bay)

Parcel & Zoning Info

APN066590440
Official Lot Sqft14,130
Zoning CodeNO DATA ASSIGNED
SB 9 StatusLikely · up to 4 units
SB 9 Block Reasons No SB 9 disqualifiers found
Development Blockers
Coastal Zone (CDP)
Unlock Pathways
Ministerial ADU Ministerial SB 9 Builder's Remedy SB 423 Streamlining Density Bonus
Entitlement RiskLow (2/100)

ADU Potential

Feasibility Score90/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage31.2%

Flag / irregular · ~142 ft frontage × 169 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Seller Motivation

Motivation Score30/100
Some motivation
90+ days on market

Inferred from days on market and listing-description language (e.g. "as-is", "estate sale", "motivated seller"). A screening heuristic for likely negotiability, not a statement about the seller's circumstances.

Redevelopment Potential

Redevelopment Score15/100
ClassBuilt out
FAR Utilization78% of allowed
Buildable Headroom+1,242 sqft

Existing home already uses most of the allowable floor area, little expansion headroom. Zoning allows roughly 5,652 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. City sets no explicit FAR (or is not individually curated); allowable area is a conservative estimate. Source: conservative default (0.40 FAR — city not individually curated) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Alvin S. Hatch Elementary

Cabrillo Unified

2.1 miles away
Middle School

Manuel F. Cunha Intermediate

Cabrillo Unified

2.1 miles away
High School

Pilarcitos Alternative High (Continuation)

Cabrillo Unified

2.1 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

30/100

Based on recent sales velocity and local demand in 94019.

Flippability Score

55/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

1%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

We don't hold this jurisdiction's floor-area rule, so the default builds to roughly 5,652 sqft from a conservative 0.40 FAR approximation, a starting point and not a zoning answer. Check the local code before you rely on it.

Median of 5 recent single-family sales in Half Moon Bay (94019): $805/sqft, plus 5% because new houses sold at a median 1.07x their comps across 239 real rebuilds. Sized within 25% of the 5,700 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Interest on the purchase price for the whole project plus half the build budget, since construction draws ramp up. The default is 7% over 33 months, the median purchase-to-sale time of 239 real Peninsula and South Bay rebuilds. Set the rate to 0 for a cash purchase, or use your own lender's terms.

Hard Costs$3,135,000
New Build5,700 sqft
Total Capital Required$6,960,000
Estimated Resale (ARV)$4,816,500
Cost of Sale (5%)-$240,825
Carry (33mo @ 7%)-$1,021,213
Net Proceeds$3,554,463

Projected Profit

-$3,405,538
-48.9% ROI

Warning: Project is mathematically underwater.

Recent Comparables (Half Moon Bay 94019)

Sized to the modelled 5,700 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

2111 Saint Andrews Rd

Sold
$3,585,000
Sold: 2026-09-15
Lot: 17,565
Sqft: 4452
$/Sqft: $805

101 Spyglass Ln

Sold
$3,935,000
Sold: 2026-08-28
Lot: 14,564
Sqft: 4452
$/Sqft: $884

66 Spyglass Ct

Sold
$3,400,000
Sold: 2026-06-15
Lot: 16,535
Sqft: 4630
$/Sqft: $734

17 Ashdown Pl

Sold
$4,350,000
Sold: 2026-04-20
Lot: 14,441
Sqft: 5000
$/Sqft: $870

2300 Burning Tree Rd

Sold
$2,400,000
Sold: 2025-10-24
Lot: 13,098
Sqft: 4564
$/Sqft: $526