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ActiveSingle Family

$3,788,888

432 Virginia Ave, Campbell 95008

Beds5
Baths4.5
Sqft3,337
DOM10
No Photos Available

Size check

The listing's square footage against the county assessor's record and the permits on file.

Listing
3,337 sqft
County record
4,066 sqft
Difference
-729 (-18%)

The listing reports 729 sqft less than the county has on record.

What can explain a difference
  • Space built without a permit.
  • Permitted work the assessor has not recorded yet.
  • An ADU, a finished basement or a converted garage counted in one figure and not the other.
  • Different measuring. Listing agents and the assessor often measure the same house differently.
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AddressIntel AI Briefing

Though SB 9 is technically likely, the brand-new 2026 build makes any physical redevelopment financially illogical. The steep asking price already exceeds local theoretical ARVs, and liquefaction adds further soil-stability blockers. A passive hold is the only viable route, but entry margins are highly unfavorable.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (Campbell)

Parcel & Zoning Info

APN40407029
Official Lot Sqft8,712
Zoning Code--
SB 9 StatusLikely · up to 4 units
SB 9 Block Reasons No SB 9 disqualifiers found
Development Blockers
Liquefaction
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score80/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage38.3%

Flag / irregular · Corner lot · ~135 ft frontage × 144 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score15/100
ClassBuilt out
FAR Utilization85% of allowed
Buildable Headroom+583 sqft

Existing home already uses most of the allowable floor area, little expansion headroom. Zoning allows roughly 3,920 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR rule curated from current municipal code. Source: Campbell Muni Code 21.08.050 Table 2-4 (Ord. 2293/2299, 2023) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

Yes
In a mapped liquefaction zone. May require specialized foundation engineering.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Campbell School of Innovation

Campbell Union

0.4 miles away
Middle School

Moreland Middle

Moreland

1.3 miles away
High School

Westmont High

Campbell Union High

1.5 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

76/100

Based on recent sales velocity and local demand in 95008.

Flippability Score

10/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

22%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 3,920 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 12 recent single-family sales in Campbell (95008): $995/sqft, plus 5% because new houses sold at a median 1.07x their comps across 239 real rebuilds. Sized within 25% of the 3,900 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Interest on the purchase price for the whole project plus half the build budget, since construction draws ramp up. The default is 7% over 33 months, the median purchase-to-sale time of 239 real Peninsula and South Bay rebuilds. Set the rate to 0 for a cash purchase, or use your own lender's terms.

Hard Costs$2,145,000
New Build3,900 sqft
Total Capital Required$6,108,888
Estimated Resale (ARV)$4,075,500
Cost of Sale (5%)-$203,775
Carry (33mo @ 7%)-$952,661
Net Proceeds$2,919,064

Projected Profit

-$3,189,824
-52.2% ROI

Warning: Project is mathematically underwater.

Recent Comparables (Campbell 95008)

Sized to the modelled 3,900 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

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