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ActiveSingle Family

$1,698,000

651 29th Ave, San Mateo 94403

Beds3
Baths2
Sqft1,220
DOM10
No Photos Available

AddressIntel AI Briefing

Bypassing a costly full teardown due to tight margins, the optimal play is stealth density: primary + ADU + JADU. This option capitalizes on San Mateo's high demand and 93.9% owner-occupancy with zero hazard blockers.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (San Mateo)

2026-08-211241 SHAFTER ST SAN MATEO 94402-2901 CA
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$22,000Issued
2026-08-211133 WAYNE WAY SAN MATEO 94403-1564 CA
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$30,000Issued
2026-08-211241 SHAFTER ST SAN MATEO 94402-2901 CA
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$35,000Issued
2026-08-21510 BOREL AVE SAN MATEO 94402-3406 CA
Single Family (Alteration/Repair) - Alter
$28,882Issued
2026-08-202614 ALAMEDA DE LAS PULGAS SAN MATEO 94403-2652 CA
Single Family (Alteration/Repair) - Kitchen & Bath Remodel (Flat)
$7,000Issued
2026-08-20406 AVILA RD SAN MATEO 94402-2822 CA
Single Family (Addition) - Add/Alter
$91,714Issued

Parcel & Zoning Info

APN039292130
Official Lot Sqft5,985
Zoning CodeNO DATA ASSIGNED
SB 9 StatusLikely · up to 4 units
Unlock Pathways
Ministerial ADU Ministerial SB 9 Density Bonus
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score88/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage20.4%

Flag / irregular · Corner lot · ~97 ft frontage × 129 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score62/100
ClassTeardown candidate
FAR Utilization41% of allowed
Buildable Headroom+1,773 sqft

Small, older home using a low share of the allowable building envelope on a sizable lot, a scrape-and-rebuild or major-expansion play. Zoning allows roughly 2,993 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR figure is a discretionary-review trigger, not a hard cap. Treat as approximate. Source: San Mateo Muni Code 27.18.060 (R1-B/C); 6,000 sqft cap (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

None
Not in a mapped state fire severity zone.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities.

Nearby Public Schools

Elementary School

Meadow Heights Elementary

San Mateo-Foster City

0.3 miles away
Middle School

Abbott Middle

San Mateo-Foster City

0.4 miles away
High School

Hillsdale High

San Mateo Union High

0.2 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

85/100

Based on recent sales velocity and local demand in 94403.

Flippability Score

45/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

65%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 2,993 sqft on this lot, and the default builds to that envelope. The FAR figure is a discretionary-review trigger, not a hard cap.

Median of 12 recent single-family sales in San Mateo (94403): $1,073/sqft. Sized within 25% of the 3,000 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Carry on total capital for the project duration. At 0% the model is a cash purchase; 12 months at a typical construction-loan rate moves ROI by 6 to 10 points on a deal this size, so price it with your real rate.

Hard Costs$1,650,000
New Build3,000 sqft
Total Capital Required$3,523,000
Estimated Resale (ARV)$3,219,000
Cost of Sale (5%)-$160,950
Net Proceeds$3,058,050

Projected Profit

-$464,950
-13.2% ROI

Warning: Project is mathematically underwater.

Recent Comparables (San Mateo 94403)

Sized to the modelled 3,000 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

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