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ActiveSingle Family

$2,395,000

599 Alto Ave, Half Moon Bay 94019

Beds4
Baths3
Sqft2,500
DOM41
No Photos Available

AddressIntel AI Briefing

Stealth density: primary + ADU is the single available path because SB 9 is blocked. Development margins are highly compressed by the elevated listing price alongside severe wildfire (VHFHSZ) and coastal zone barriers.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (Half Moon Bay)

Parcel & Zoning Info

APN048065060
Official Lot Sqft4,800
Zoning CodeR-1, S-94, DR, CD
SB 9 StatusBlocked
SB 9 Block Reasons
Very High Fire Severity Zone
Development Blockers
Very High Fire Zone Coastal Zone (CDP)
Unlock Pathways
Ministerial ADU Builder's Remedy
Entitlement RiskModerate (32/100)

ADU Potential

Feasibility Score43/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage52.1%

Flag / irregular · Corner lot · ~83 ft frontage × 126 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Seller Motivation

Motivation Score6/100
Low motivation
30+ days on market

Inferred from days on market and listing-description language (e.g. "as-is", "estate sale", "motivated seller"). A screening heuristic for likely negotiability, not a statement about the seller's circumstances.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

Very High
Elevated fire risk; impacts insurance cost and building materials.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

El Granada Elementary

Cabrillo Unified

0.7 miles away
Middle School

Manuel F. Cunha Intermediate

Cabrillo Unified

2.5 miles away
High School

Half Moon Bay High

Cabrillo Unified

2.0 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

30/100

Based on recent sales velocity and local demand in 94019.

Flippability Score

20/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

1%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Median of 12 recent single-family sales in Half Moon Bay (94019): $719/sqft, plus 5% because new houses sold at a median 1.07x their comps across 239 real rebuilds. Sized within 25% of the 3,800 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Interest on the purchase price for the whole project plus half the build budget, since construction draws ramp up. The default is 7% over 33 months, the median purchase-to-sale time of 239 real Peninsula and South Bay rebuilds. Set the rate to 0 for a cash purchase, or use your own lender's terms.

Hard Costs$2,090,000
New Build3,800 sqft
Total Capital Required$4,660,000
Estimated Resale (ARV)$2,869,000
Cost of Sale (5%)-$143,450
Carry (33mo @ 7%)-$679,044
Net Proceeds$2,046,506

Projected Profit

-$2,613,494
-56.1% ROI

Warning: Project is mathematically underwater.

Recent Comparables (Half Moon Bay 94019)

Sized to the modelled 3,800 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

220 Eagle Trace Dr

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$/Sqft: $596

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116 Eagle Trace Dr

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311 Bayhill Rd

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20 Trace Ln

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201 Miramontes Ave

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414 Belleville Blvd

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$1,720,000
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$/Sqft: $589

533 Alsace Loraine Ave

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$1,750,000
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