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ActiveSingle Family

$1,798,000

27 Cross Way, Los Gatos 95030

Beds2
Baths2
Sqft866
DOM0
No Photos Available

AddressIntel AI Briefing

This property's development options are heavily restricted with SB 9 blocked and low ADU feasibility on a tiny 2,178 square foot lot. The most sensible path is a hold or minimal aesthetic refresh, especially since the 1999 structure is in excellent, near-new condition. The presence of a moderate fire hazard zone further encourages staying within the existing footprint.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (Los Gatos)

2026-09-1769 HERNANDEZ AVE, LOS GATOS CA 95030
Online Pre-aplication
--Received
2026-09-17130 EL OLIVAR, LOS GATOS CA 95032
Online Pre-aplication
--Received
2026-09-17149 VIA DE TESOROS, LOS GATOS CA 95032
Residential - Alteration
--Pending
2026-09-17185 HOWES DR, LOS GATOS CA 95032
Online Pre-aplication
--Received
2026-09-17837 CHERRYSTONE DR, LOS GATOS CA 95032
Residential - Reroof
--Issued
2026-09-1769 MARIPOSA AVE, LOS GATOS CA 95030
Residential - Alteration
--Plan Check

Parcel & Zoning Info

APN53229006
Official Lot Sqft2,178
Zoning Code--
SB 9 StatusBlocked
SB 9 Block Reasons
Lot below 2,400 sqft (no split)
Development Blockers No cost/risk blockers detected
Unlock Pathways
Ministerial ADU
Entitlement RiskLow (0/100)

ADU Potential

Feasibility Score38/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage39.8%

Flag / irregular · Corner lot · ~68 ft frontage × 71 ft deep, a tucked-away rear unit is very private; access is typically via the pole driveway. A second street frontage lets an ADU take its own entrance and address.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score4/100
ClassBuilt out
FAR Utilization100% of allowed
Buildable Headroom+0 sqft

Existing home already uses most of the allowable floor area, little expansion headroom. Zoning allows roughly 865 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. FAR rule curated from current municipal code. Source: Los Gatos Town Code 29.40.075 (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

Moderate
Elevated fire risk; impacts insurance cost and building materials.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Louise Van Meter Elementary

Los Gatos Union Elementary

0.8 miles away
Middle School

Raymond J. Fisher Middle

Los Gatos Union Elementary

1.0 miles away
High School

Los Gatos High

Los Gatos-Saratoga Union High

0.3 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

51/100

Based on recent sales velocity and local demand in 95030.

Flippability Score

30/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

6%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

Zoning allows roughly 865 sqft here, less than the 866 sqft standing today, so a compliant rebuild would be smaller than the existing house. We don't quote a return on this one. Demolishing generally forfeits the existing non-conforming floor area, so treat it as a remodel or check the local code for what it lets you rebuild.

Median of 7 recent single-family sales in Los Gatos (95030): $1,864/sqft. Sized within 25% of the 900 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Carry on total capital for the project duration. At 0% the model is a cash purchase; 12 months at a typical construction-loan rate moves ROI by 6 to 10 points on a deal this size, so price it with your real rate.

Hard Costs$495,000
New Build900 sqft
Total Capital Required$2,468,000
Estimated Resale (ARV)$1,677,600
Cost of Sale (5%)-$83,880
Net Proceeds$1,593,720

Projected Profit

-$874,280
-35.4% ROI

Warning: Project is mathematically underwater.

Recent Comparables (Los Gatos 95030)

Sized to the modelled 900 sqft build: sales within 25% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

310 Tait Ave

Sold
$1,400,000
Sold: 2026-05-05
Lot: 2,544
Sqft: 764
$/Sqft: $1,832

142 Wheeler Ave

Sold
$2,750,000
Sold: 2026-03-20
Lot: 14,440
Sqft: 1036
$/Sqft: $2,654

103 Olive St

Sold
$1,850,000
Sold: 2025-12-04
Lot: 3,768
Sqft: 1113
$/Sqft: $1,662

116 Olive St

Sold
$1,800,000
Sold: 2025-09-25
Lot: 3,680
Sqft: 969
$/Sqft: $1,858

17051 Wild Way

Sold
$3,300,000
Sold: 2025-08-21
Lot: 29,499
Sqft: 1006
$/Sqft: $3,280

129 Olive St

Sold
$1,860,000
Sold: 2025-06-13
Lot: 3,588
Sqft: 916
$/Sqft: $2,031

255 Johnson Ave

Sold
$2,050,000
Sold: 2025-05-12
Lot: 4,375
Sqft: 1100
$/Sqft: $1,864