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ActiveSingle Family

$4,495,000

2170 Bayhill Ct, Half Moon Bay 94019

Beds5
Baths5.5
Sqft5,000
DOM0
No Photos Available

AddressIntel AI Briefing

This large coastal estate is highly unsuitable for a teardown given its massive existing footprint and narrow margin compared to estimated ARV. The optimal play is restricted to stealth density: primary + ADU + JADU, though severe development blockers including the Very High Fire Hazard Severity Zone and coastal zone designations significantly restrict building options. This makes a simple hold-and-rent strategy or a high-end interior refresh the most realistic path.

Property Permit History

No permit history found directly associated with this property's address.

Recent Neighborhood Remodeling (Half Moon Bay)

Parcel & Zoning Info

APN066400040
Official Lot Sqft15,660
Zoning CodeNO DATA ASSIGNED
SB 9 StatusBlocked
SB 9 Block Reasons
Very High Fire Severity Zone
Development Blockers
Very High Fire Zone Coastal Zone (CDP)
Unlock Pathways
Ministerial ADU Builder's Remedy
Entitlement RiskModerate (32/100)

ADU Potential

Feasibility Score71/100
Max ADU Units2 (ADU + JADU)
Est. ADU Size1,200 sqft
Existing Coverage31.9%

Wide & shallow · ~148 ft frontage × 152 ft deep, limited depth, an ADU likely sits beside the house rather than behind it.

Screening heuristic based on lot size, existing coverage, lot orientation, and hazard overlays. CA ADU law is ministerial statewide; verify max size, setbacks, and JADU owner-occupancy with the local planning dept.

Redevelopment Potential

Redevelopment Score15/100
ClassBuilt out
FAR Utilization80% of allowed
Buildable Headroom+1,264 sqft

Existing home already uses most of the allowable floor area, little expansion headroom. Zoning allows roughly 6,264 sqft of gross floor area on this lot.

Screening estimate comparing existing living area to the city's single-family floor-area limit. City sets no explicit FAR (or is not individually curated); allowable area is a conservative estimate. Source: conservative default (0.40 FAR — city not individually curated) (as of 2026-06-30). Verify FAR, coverage, setbacks, and height with the local planning dept.

Hazard Snapshot

Flood Zone

X
Area of minimal flood hazard.

Fire Severity

Very High
Elevated fire risk; impacts insurance cost and building materials.

Liquefaction

No
Not in a mapped liquefaction zone.

Fault Zone

No
Not in a mapped Alquist-Priolo fault zone.

Not a substitute for a Natural Hazard Disclosure (NHD) report. Zones reflect available GIS data and may not cover all localities. Liquefaction and fault flags: modified from California Geological Survey, Web Service of Official Maps of Alquist-Priolo Earthquake Fault Zones and Web Service of Official Maps of Seismic Hazard Zones (2025).

Nearby Public Schools

Elementary School

Alvin S. Hatch Elementary

Cabrillo Unified

1.7 miles away
Middle School

Manuel F. Cunha Intermediate

Cabrillo Unified

1.6 miles away
High School

Pilarcitos Alternative High (Continuation)

Cabrillo Unified

1.7 miles away

School boundaries are subject to change. Nearest school distance does not guarantee enrollment eligibility. Check with the local district. Data provided by CDE.

Proprietary Intelligence

Market Heat Index

33/100

Based on recent sales velocity and local demand in 94019.

Flippability Score

15/100

Measures neighborhood renovation density vs. recent permits on this property.

Bidding War Prob.

1%

Likelihood of multiple offers based on local list-to-sale ratios and DOM.

Proforma ROI Calculator

Back-of-the-napkin deal analysis across development strategies.

We don't hold this jurisdiction's floor-area rule, so the default builds to roughly 6,264 sqft from a conservative 0.40 FAR approximation, a starting point and not a zoning answer. Check the local code before you rely on it.

Median of 12 recent single-family sales in Half Moon Bay (94019): $766/sqft, plus 5% because new houses sold at a median 1.07x their comps across 239 real rebuilds. Sized within 50% of the 6,300 sqft build, because smaller houses sell for more per foot and pricing a rebuild off them overstates resale.

Commission, transfer tax and closing. Deducted from resale before profit, so the ROI below is net of the exit rather than gross.

Interest on the purchase price for the whole project plus half the build budget, since construction draws ramp up. The default is 7% over 33 months, the median purchase-to-sale time of 239 real Peninsula and South Bay rebuilds. Set the rate to 0 for a cash purchase, or use your own lender's terms.

Hard Costs$3,465,000
New Build6,300 sqft
Total Capital Required$8,135,000
Estimated Resale (ARV)$5,065,200
Cost of Sale (5%)-$253,260
Carry (33mo @ 7%)-$1,215,638
Net Proceeds$3,596,303

Projected Profit

-$4,538,698
-55.8% ROI

Warning: Project is mathematically underwater.

Recent Comparables (Half Moon Bay 94019)

Sized to the modelled 6,300 sqft build: sales within 50% of it. Smaller houses sell for more per foot, so pricing a rebuild off them overstates resale.

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